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What Is the Bare Minimum Income & Accommodation Arrangements to Suitably Sponsor a Hong Kong Dependant Visa?

April 28th, 2018

Posted by / in Family Visas, Your Question Answered / 61 responses


Today’s question relates how the Hong Kong Immigration Department respond to requests for dependant visas from permanent resident sponsors, particularly those families who are relocating back to Hong Kong some years after the marriage commenced overseas.



Thank you for your wonderful website!

My wife and I are planning on applying for a Dependant visa for me. She a Hong Kong born and raised native. I am Danish.

We have been married for four years, she is returning to Hong Kong after living in Denmark for four years.

My question has two parts.

Should we file yet, and what sort of income does my wife need to qualify as my sponsor? We don’t want to file now if that means being turned down and creating a poor record and history for us. 

Before moving her Hong Kong Immigration said we could file for a Dependent visa with me on a Visitor visa. But after reading your and other available materials I think I might need to hold off filing because my wife has not yet found what I believe to be a “qualifying” job. 

I have read the approvability test about “above the sustenance level” and have tried to research what does that mean exactly, but it’s still vague to me, and it seems to depend upon ones circumstances.

Right now we have a “roof over our heads”, are living with her mom who owns the apartment. Her family paid off the mortgage years ago.

But I think she also needs a full time job with a specific minimum level of Income to qualify as my sponsor.

At the moment, while she searches for a full time position, she has a temporary part time job for as long as she wants it. She earns $12,000 HKD/month from that.

As far as assets, she has a substantial number of insurance policies with guaranteed cash values, but no bank account savings. She is also is a percentage owner in one of the family apartments.

So my question is, given this financial picture, do we stand any chance of currently qualifying?

If not, what kind of minimum income would be needed to be able to pass the financial approvability test?

Many thanks.

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The Hong Kong Visa Geeza (a.k.a Stephen Barnes) is a co-founder of the Hong Kong Visa Centre and author of the Hong Kong Visa Handbook. A law graduate of the London School of Economics, Stephen has been practicing Hong Kong immigration since 1993 and is widely acknowledged as the leading authority on business immigration matters here for the last 24 years.

  • Dave

    6 Dec 2022 pm31 7:43pm

    I am moving to HK in February

    I am getting married in January

    I want to bring my wife and step child
    Will I get a dependent visa or is a marriage to recent?

    We have been together 11 years

    My salary is 90k p.m.

    • The Visa Geeza

      12 Dec 2022 am31 10:50am

      You should be OK for dependant visa for your family as it’s clear after 11 years your relationship is genuine. As for your step child, there is a slight challenge as regards the legal ability for your wife to bring the child with her (sponsored by you) as the consent of the biological father will come into play with attendant issues if that cannot be readily procured and documented for any reason.

  • Mandy

    6 Dec 2022 am31 1:02am

    HI i am Mandy,
    I want to sponcor my husband as dependant visa. My monthly sallery is 22000$. and I have two kids .
    i got my own house from HongKong government which I have to pay only 2000$ house rent everymonth.
    I can save 10000$ every month from my sallery. my accommodation is well with two rooms and small hall.
    i have no debt from any bank.
    My Parents take care my babies when I go for work.
    can I sponcor my husband as dependant visa .and he lived in hong kong as refugee before with no illegal activity and never been involved in any criminal activity. i been visiting his country every year twice .
    my question is should i have apply dependant visa for him ?

    • The Visa Geeza

      6 Dec 2022 am31 10:34am

      You can certainly try.

  • J

    21 Oct 2022 pm31 9:27pm

    Hi i have GF and we are planning to get married next year but i dont have savings and i have 2 debts 1- credit card and 1 -loan together around 50k+
    And i have a house under my name and im earning around 20k+ monthly
    Do you think we can get married while me having this debts and im a HK resident.

    • The Visa Geeza

      24 Oct 2022 am31 10:35am

      If you own your own home then I doubt your 50K debts will be a problem. The key pivot point is how much your cost of living is (accomodation cost+servicing debts+general living costs as a single person). Thne see how mich you have left over to ensure you can fund your new wife properly.

  • Esther

    15 Sep 2022 pm30 5:25pm

    Hi Geeza! I am a HK permanent resident. We got married overseas last year 2021. Although my husband and I are in relationship (BF/GF since 2012 and engaged since 2019). Since we are just married for less than 1-year, would it affect our chances of getting approved for a dependant VISA? Here are more details. Hope to hear you opinion on our chances of getting his dependant VISA approved/rejected? Thank you!
    1. My brother (permanent resident too and has permanent work as well) and I are living on 2 BR flat (9k/month)
    2. I am on my 4-month on the company and currently earning 16k
    3. I have no debts and have 99.XX% credit score
    4. I only have around 140k HKD on my bank account currently

    • The Visa Geeza

      18 Sep 2022 pm30 1:28pm

      Should be fine. Just enough …

  • AK

    14 Sep 2022 pm30 4:15pm

    Do you know the benefits of a dependant from a full-time student?
    Do they have subsidies in health care?

    Thank you

    • The Visa Geeza

      15 Sep 2022 am30 10:10am

      All HK residents can use the public health system – doesnt matter if you’re a student or a dependant visa holder. But this question is not strictly immigration related so you’re best off directing it at the Hospital Authoirty for a complete and full response.

  • Sai

    5 Sep 2022 pm30 1:32pm

    Hi, I wanted to know that if I’m applying for a dependent visa for my husband to come to Hong Kong, can I apply it with a part time job if I’m earning 16K a month, thanks.

    • The Visa Geeza

      14 Sep 2022 am30 11:19am

      IT all depends on your rent, your other financial commitments and any debts you might have. HKD16,000 is a bit marginal tbh.

  • HOSU

    16 Aug 2022 pm31 8:13pm

    hello i married with my wife two years ago in nepal but due to corona i was stuck with her there.Now i am back to hongkong.I have tenant under my name with my mom and the monthly rent is HKD 6500.We have one sitting room and one bed monthly salary is HKD 15,500.I have been working here like three months and ongoing.My monthly saving is HKD 5000.will this be enough to sponser my wife?Please help me out.

    • The Visa Geeza

      4 Sep 2022 am30 11:16am

      Depends if you have any debt and need to fund your mom too. You can only try.

  • Gal

    3 Aug 2022 am31 10:48am

    Im applying for my mother’s dependant visa I am the sponsor and immigration requires my husbands bank records but the transunion record is not a good result due to unpaid debts. Do u think i should pursue the application.

    • The Visa Geeza

      9 Aug 2022 am31 9:11am

      If you can make a strong case otherwise that you can fund and house your mother despite the debts (and/or the debts are being steadily settled at this time) then yes you can consider pursuing.

  • Anne

    14 Jun 2022 pm30 8:14pm

    To whom it may concern

    Hi i am a hk permanent resident , applying dependent visa for my husband .. I am employed and my salary is 13K/monthly, I have two loan which i pay 5K each every month .I live with My Aunt(public housing) and i don’t need to pay rent .. Is there a possibility that my application will be approved by the IMMd ..

    • The Visa Geeza

      15 Jun 2022 am30 10:57am

      I’m sorry to say it is very unlikely.

  • Yi

    17 Apr 2022 pm30 1:17pm

    Hi, I am a HKPR and my Malaysian husband is holding a dependent visa, which will be expire in the coming August. However, I am currently made redundant by the company because of the pandemic. If I am still unemployed until August, how much of assets I should proof in order to make his visa successfully extended? (In 2 years time he can apply for PR). Providing that, we are living with my parents in a private housing, with our newborn.

    • The Visa Geeza

      27 Apr 2022 am30 8:08am

      There’s no proof of continuing employment required for an extension to a depedant visa – just that you’re still togther as a family.

  • F

    17 Mar 2022 pm31 1:04pm

    Thanks for the great material! I am a EU HK resident recently married to a Korean HK resident. I recently quit my job but can stay until May 2022, as part of my former employment visa. My wife will soon get a visa extension with her job and we are planning to apply for sponsorship so I could extend my stay. We are both 2 years away from PR. The only thing is that she currently rents a illegal housing, whereas I rent a legal one. As a sponsor, she cannot show rental receipts. Could we use my accommodation instead although it is under my name? Thanks again

    • The Visa Geeza

      19 Mar 2022 am31 11:36am

      Yes it should be acceptable to ImmD.

  • Y

    28 Feb 2022 pm28 11:53pm

    Hi, I have been in HK 5 years ago and I have a boyfriend who has nonresident but is the holder of a valid employment contract which continues within 4 years in one company, his income monthly around 25,000 hkd does he is valid as my sponsor to apply for an independent visa? Thank you for your kind answer, looking forward to it.

    • The Visa Geeza

      1 Mar 2022 am31 10:08am

      Unless he is a HK resident himself he cannot sponsor a dependant visa for you.

  • Romwel

    18 Nov 2021 pm30 10:31pm

    Hi, i am a HK permanent resident and i am planning to apply dependent visa for my foreign wife.

    We also have a 4 year old kid which is HK permanent resident.

    Since we all are in Philippines now and will submit her application thru Chinese embassy here.
    And we all will travel to HK together if her visa get approved.

    So will there be a problem if I , as a sponsor, am currently not in HK?

    Thank you for your advice.

    • The Visa Geeza

      6 Dec 2021 am31 9:36am

      No this is not a problem.

  • BGW

    2 Aug 2021 pm31 1:40pm

    I am currently in Malaysia, quitted my job here and planning to go back HK with my Malaysia husband. I have no income proof at the moment and going to stay in my parents’ house (with their letter showing that they allow us to stay there without paying rent), May I know how much of fund in my bank account is adequate to show HK immigration to approve my Dependent Visa application ? Thank you for your advice.

    • The Visa Geeza

      3 Aug 2021 pm31 4:13pm

      I assume you are a PR of HK? Broadly you must be able to show that you have suitable income earning potential once you arrive back in Hong Kong and have sufficient means to transition into the workforce and then be able to meet his needs once employed – so it’s a hybrid challenge. Generally savings of 120-150,000HKD is sufficient. Once employed your rent must not be more than 40% of your total income (broadly) and the monthly compensation should be enough to ensure you fall well above the line of minimum self sufficiency. Every application is decided on its own merits.

  • Sam

    15 Jul 2021 am31 10:34am

    I am a full time university student and 22 years old. I want to bring my husband through dependent visa. I am living together with my family in a government house. My dad’s average monthly income for the past 6 months is 22k. We are 5 members in the family. mom, dad, and 2 younger sisters(8 yrs and 12 years). Can I make my father to be the sponsor?

    • The Visa Geeza

      3 Aug 2021 pm31 4:24pm

      No. You must independently be able to support your own family member in a dependent visa application.

  • Jay

    6 Jul 2021 am31 2:16am

    Hi, my wife is a permanent resident of HK. She shares a flat with her aunt. However, the tenancy agreement is not under her name. How can she show proof of accommodation otherwise? Thanks!

    • The Visa Geeza

      7 Jul 2021 pm31 2:38pm

      Show that she’s clearly resident there using other documentation (tax and other official docs her in her name at that address) and is paying rent to the landlord / her aunt (bank transfer docs).

  • Sheila S.

    15 Jun 2021 pm30 1:48pm

    I am applying for dependant visa for me and my 2 children. My husband’s income is 27,000 hkd per month. Can this income be considered as beyond subsistence rate?

    • The Visa Geeza

      17 Jun 2021 pm30 5:25pm

      Yes – subject to your rent not being more than 50% of your 27K income.

      • Sheila S.

        26 Jul 2021 pm31 2:27pm

        My husband is currently live in a rented room so if I want to apply for a visa, does he need to move out to a better accomodation (which fit the 4 of us) BEFORE we can apply?

        • The Visa Geeza

          3 Aug 2021 pm31 4:20pm

          Yes is my best answer.

  • Kirsten

    24 Apr 2021 pm30 5:25pm

    I’m currently in HK on an IANG visa and our rental agreement is under my name only. My fiancé is a HKPR. Can I apply for a Dependant visa as soon as we marry (even though my IANG is still valid for another year), and in this case would the rental agreement be valid as accommodation proof?

    Also any idea how long the validity period of the initial visa is?

    • The Visa Geeza

      26 Apr 2021 am30 11:45am

      Yes that will be acceptable to ImmD. You will get one year initially under your dependent visa, 3 years for subsequent extensions.

  • Keith

    18 Apr 2021 am30 12:45am

    And how long it is possible to be approved?

    • The Visa Geeza

      26 Apr 2021 am30 11:48am

      Dependant visas usually take 6 weeks.

  • Lj

    24 Mar 2021 pm31 2:19pm

    Is a holder of Right to land can sponsor a dependant? And his income per month is HKD13k. Thank you for your response.

    • The Visa Geeza

      29 Mar 2021 am31 10:39am

      RTL can sponsor a dependant. 13K monthly might just be enough but it depends on your rent, your debt and your savings.

      • Ali

        29 Aug 2022 am31 9:01am

        Hello sir i’m also RTL holder i’m just new here and i joined my work from yesterday at least i have to work 1 years ,or 2,3 months to sponsor a dependent and how much bank balance we have to show

  • Hassan

    18 Nov 2020 am30 1:30am

    My wife is hk born and I have 2 child .. my wife sponsor me and children’s what is the income requirement for three visa and what are documents submitted by the sponsor.. how time to get visa ? Thanks

  • SS

    22 Oct 2020 pm31 3:00pm

    am applying a my husband dependent visa before one month agoBut my monthly income is only 8000 rsAnd i have bank balance is 70000
    It is possible for dependent visa

    • The Visa Geeza

      26 Oct 2020 am31 8:50am

      No. You must have income beyond the subsistence rate which is approximately HKD12-14K per month (more if your home rent in HK is more than 50% of this sum).

  • Giri

    16 Jun 2020 pm30 12:53pm

    Hi, I am an expat studied in HK and recently graduated.(Post Grad degree). Now I want to take my wife with me and I am going to apply for IANG Visa as fresh graduate. What should be the requirement? I still didn’t get a fulltime job.Will it be a issue? How much money should I have to have to take my wife to HK for a year.

    Please advise. Thanks.

  • seri

    14 Mar 2020 pm31 5:24pm

    im married a chinese here in Hong Kong, i already got my dependent visa around 3 yrs ago. I have 2 kids in my country which is not my husband’s kid. Im planning to get them also here and apply them a dependent visa. My questions are: How much money do i have in my bank acct or my husband’s bank acct to apply my kids a visa. and who among us can be sponsor? my husband or me(dependent visa). Pls help me with this.

    • The Visa Geeza

      23 Mar 2020 am31 10:24am

      Your husband will have to sponsor. The amount of money depends on each family but you realistically need to be able to show you have suitable accommodation for you all and family income means to demonstrate that you do not have to rely on government coffers to support them.

  • douglas

    4 Feb 2020 pm29 10:59pm

    i have apply my dependent visa nearly 8months .no acceptance letter .all what tell us is on process.

    • The Visa Geeza

      11 Feb 2020 pm29 1:00pm

      Either the application has gotten lost or ImmD are still processing it subject to deep assessment of your bona fides for the visa. Best to check with ImmD directly.

  • Dan

    29 Jul 2019 pm31 12:35pm

    Thanks for the answer! Does anyone know if income of the applicant, such as doing remote freelance work or something similar, would be looked favorably upon by the immigration officials?

    • The Visa Geeza

      2 Aug 2019 am31 10:08am

      It depends on your proven income (via tax returns), funds in your bank account and the cost of your rent vs the monthly income you receive.


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